It be tight.
The CPF will virtually be wiped clean but since you can't touch
the $$ anyway might as well
soooo... they should not kpkb about the people not having
children then 
always save for a rainy day because you may be retrenched (see
the FTs coming in), pay may be cut (see the.. i repeat myself), may
get run down on the road, my be struck by illness, illness in the
family
how to afford to have children if cannot afford to kena any of
those things?
